Build a luxury home on large acreage starting at $1 million.

Finding luxury acreage in the Twin Cities metro under $1 million isn't just difficult—until recently, many thought it was impossible. Cardinal Pass in Prior Lake's Credit River area is changing that narrative, offering homebuyers the rare opportunity to build their dream custom home on expansive acreage without the seven-figure price tag.
If you've been searching for acreage lots for sale in Prior Lake that combine space, convenience, and luxury amenities, this comprehensive guide will show you why Cardinal Pass deserves your attention.
Located in the desirable Credit River area of Prior Lake, Cardinal Pass represents a unique opportunity in today's competitive South Metro real estate market. This exclusive development features 15 available acreage lots ranging from 2.5 to 4.33 acres, each offering the space and privacy you need to create your ideal lifestyle.
Cardinal Pass sits nestled off Texas Avenue in Credit River, providing the perfect balance between rural tranquility and urban accessibility. The development's strategic location offers:
This isn't just acreage for the sake of space—it's carefully selected land that enhances your daily life while keeping you connected to everything the South Metro offers.
Cardinal Pass currently offers 15 distinct lots, each with its own character and advantages:
The variety in lot sizes means you can choose the perfect amount of space for your specific needs—whether that's a sprawling lawn for children to play, room for a pool and outdoor entertaining area, or space to add detached garages and workshop buildings.
Cardinal Pass has partnered exclusively with Homes by Moderno for custom home construction, ensuring that every home built in the development meets the highest standards of quality and craftsmanship.
Working with a single, trusted builder creates consistency throughout the development while giving you the flexibility to truly customize your home. Homes by Moderno brings expertise in:
With 2.5 to 4.33 acres at your disposal, Cardinal Pass lets you build beyond the constraints of typical suburban lots. Homeowners working with Homes by Moderno are designing spaces that include:
Wellness & Fitness Amenities:
Entertainment & Lifestyle Spaces:
Practical Luxury:
Here's where Cardinal Pass truly stands apart: these luxury acreage lots allow you to build a custom home package starting at $1 million—a price point nearly impossible to find elsewhere in the South Metro for comparable acreage and quality.
Unlike many luxury developments where the lot alone approaches this price point, Cardinal Pass lots are priced to leave substantial budget for your actual home construction with Homes by Moderno. This means you can:
To put this in perspective, similar acreage properties in comparable South Metro locations often start at $1.2-1.5 million for land and home combined—and that's without the luxury amenities or custom features that Cardinal Pass homeowners are incorporating into their builds.
Beyond the property itself, Cardinal Pass offers something equally valuable: a lifestyle that balances space with convenience.
Credit River maintains a distinctly rural feel while sitting close enough to Prior Lake and Lakeville for easy access to shopping, dining, and entertainment. The area attracts families and professionals who appreciate:
Cardinal Pass is served by Lakeville South schools, consistently ranked among the top districts in Minnesota. For families, this combination of excellent education and acreage living is rare in the South Metro.
The development's proximity to Highway 35 means you're not sacrificing career opportunities for country living. Quick access to major employment centers in:
The combination of factors that makes Cardinal Pass unique—acreage lots for $1 million, exclusive builder partnership with Homes by Moderno, Credit River location, quick highway access—won't last forever.
Current market conditions make this an opportune time to secure your Cardinal Pass lot:
With 15 lots available and growing interest in the development, Cardinal Pass represents a limited opportunity. Once these lots are spoken for, comparable options in the Prior Lake area become significantly more expensive or require compromising on lot size, location, or building flexibility.
Arc Properties has developed several exceptional communities throughout the South Metro, each with its own character. Understanding how Cardinal Pass fits into this portfolio helps clarify whether it's the right choice for you.
Harvest Bluffs in Prior Lake's Spring Lake Township offers similar rolling topography and wooded acreage lots. Both developments share:
Cardinal Pass differentiates itself through its exclusive Homes by Moderno partnership, Credit River-specific location, and intentional focus on luxury under $1 million.
Tara Farm in Lakeville provides 1.5 to 2.5 acre lots—substantial space, but smaller than Cardinal Pass offerings. Tara Farm suits buyers who want:
Cardinal Pass appeals to buyers who want that extra acre or two for specific amenities or maximum privacy between homes.
Scenic Bay Estates offers mature, wooded lots with water views—a different amenity focus than Cardinal Pass. The choice comes down to priorities:
When you choose a Cardinal Pass lot, you're not just buying land—you're working with Arc Properties, one of the largest rural residential land developers in Scott County history.
Since 1994, Arc Properties has developed thousands of homesites throughout the South Metro. This three-decade track record provides:
Proven Development Quality: Arc Properties understands how to select land, design lot layouts, and create developments that maintain value and community character over time.
Smooth Process: The Arc team has guided countless families through the land buying and custom home building process. They anticipate questions before you ask them and solve problems before they become obstacles.
Local Knowledge: As South Metro residents themselves, the Arc Properties team knows the area intimately—from the best lots for walkouts to the municipalities that make development processes easier.
Transparent Communication: Arc Properties operates with complete transparency, keeping you informed throughout the entire process of securing your lot and moving toward construction.
This isn't just Arc Properties' tagline—it's their approach to every client relationship. Whether you're a first-time land buyer or experienced in custom home building, Arc Properties serves as your trusted guide, ensuring your best interests drive every decision.
If Cardinal Pass sounds like the opportunity you've been waiting for, here's how to move forward:
The best way to understand Cardinal Pass is to walk the property. Contact us to schedule a time to tour available lots.
During your visit, you'll:
Each lot has unique characteristics—size, topography, orientation, and views. The Arc Properties team will help you understand:
Once you've identified your preferred lot, you'll begin conversations with Homes by Moderno about your custom home design. This includes:
With your lot selected and home design underway, you'll formalize your lot purchase. Arc Properties makes this process straightforward, handling all aspects of:
Q: What's included with the lot purchase?
A: Each lot is ready for construction with access to all necessary utilities. Specific details about inclusions are provided during the lot selection process.
Q: How long does it typically take from lot purchase to move-in?
A: Timeline varies based on your custom home design and selections with Homes by Moderno, but most Cardinal Pass homes are completed within 12-18 months from lot purchase to move-in.
Q: Are there HOA fees or building restrictions?
A: Specific covenants and restrictions are designed to protect property values while giving you flexibility for your custom home. Details are provided during the lot selection process.
Q: What's the best time to visit Cardinal Pass?
A: The property showcases beautifully year-round, but spring through fall offers the best weather for walking the lots and visualizing your future home.
Cardinal Pass represents something rare in today's South Metro real estate market: the genuine opportunity to build luxury on acreage without the typically prohibitive price tag. With 15 lots available, exclusive custom building with Homes by Moderno, and Arc Properties' 35+ years of expertise guiding the way, your vision of acreage living is more attainable than you might think.
The question isn't whether Cardinal Pass offers exceptional value—it's whether you'll act before these limited lots are spoken for.
Ready to explore your options? Schedule your Cardinal Pass tour. Your future home on acreage is waiting in Credit River.



































