Luxury Acreage Living For $1 Million: Your Complete Guide to Cardinal Pass in Prior Lake

Build a luxury home on large acreage starting at $1 million.

Finding luxury acreage in the Twin Cities metro under $1 million isn't just difficult—until recently, many thought it was impossible. Cardinal Pass in Prior Lake's Credit River area is changing that narrative, offering homebuyers the rare opportunity to build their dream custom home on expansive acreage without the seven-figure price tag.

If you've been searching for acreage lots for sale in Prior Lake that combine space, convenience, and luxury amenities, this comprehensive guide will show you why Cardinal Pass deserves your attention.

What Makes Cardinal Pass Special?

Located in the desirable Credit River area of Prior Lake, Cardinal Pass represents a unique opportunity in today's competitive South Metro real estate market. This exclusive development features 15 available acreage lots ranging from 2.5 to 4.33 acres, each offering the space and privacy you need to create your ideal lifestyle.

The Location Advantage

Cardinal Pass sits nestled off Texas Avenue in Credit River, providing the perfect balance between rural tranquility and urban accessibility. The development's strategic location offers:

  • Quick Highway 35 access for seamless commuting to Minneapolis and St. Paul
  • Credit River neighborhood charm with rolling hills and mature trees
  • Lakeville South schools serving the area
  • Private, rolling topography that creates natural privacy between lots
  • Walkout-ready lots for maximizing your home's potential

This isn't just acreage for the sake of space—it's carefully selected land that enhances your daily life while keeping you connected to everything the South Metro offers.

Available Lots: Finding Your Perfect Homesite

Cardinal Pass currently offers 15 distinct lots, each with its own character and advantages:

Lot Size Breakdown:

  • Compact luxury lots (2.5-2.72 acres): Perfect for those who want acreage living without extensive maintenance
  • Mid-size homesites (2.96-3.55 acres): The sweet spot for families wanting space for outdoor amenities
  • Premium acreage (3.74-4.33 acres): Maximum privacy and room for all your vision includes

The variety in lot sizes means you can choose the perfect amount of space for your specific needs—whether that's a sprawling lawn for children to play, room for a pool and outdoor entertaining area, or space to add detached garages and workshop buildings.

Building Your Dream Home: The Homes by Moderno Partnership

Cardinal Pass has partnered exclusively with Homes by Moderno for custom home construction, ensuring that every home built in the development meets the highest standards of quality and craftsmanship.

Why This Partnership Matters

Working with a single, trusted builder creates consistency throughout the development while giving you the flexibility to truly customize your home. Homes by Moderno brings expertise in:

  • Custom home design tailored to acreage living
  • Walkout basement construction that takes advantage of the rolling terrain
  • Modern luxury finishes that match the caliber of the lots
  • Understanding acreage homeowner needs, from oversized garages to outdoor living spaces

Custom Possibilities Are Endless

With 2.5 to 4.33 acres at your disposal, Cardinal Pass lets you build beyond the constraints of typical suburban lots. Homeowners working with Homes by Moderno are designing spaces that include:

Wellness & Fitness Amenities:

  • In-home gyms with professional equipment
  • Personal saunas and steam rooms
  • Indoor lap pools or resort-style outdoor pools
  • Yoga studios with natural light and outdoor views

Entertainment & Lifestyle Spaces:

  • Oversized garages for car collections (6+ car capacity)
  • Workshop spaces for hobbies and projects
  • Outdoor kitchens and dining pavilions
  • Fire pit gathering areas
  • Sport courts for basketball, pickleball, or tennis

Practical Luxury:

  • RV parking with hookups
  • Boat storage areas
  • Dedicated office spaces separate from the main home
  • Guest houses or in-law suites
  • Expansive gardens and greenhouse areas

The $1 Million Advantage

Here's where Cardinal Pass truly stands apart: these luxury acreage lots allow you to build a custom home package starting at $1 million—a price point nearly impossible to find elsewhere in the South Metro for comparable acreage and quality.

What "Under $1 Million" Actually Gets You

Unlike many luxury developments where the lot alone approaches this price point, Cardinal Pass lots are priced to leave substantial budget for your actual home construction with Homes by Moderno. This means you can:

  • Invest in high-end finishes and premium materials
  • Add those luxury amenities you've been dreaming about
  • Build the square footage your family actually needs
  • Include all the custom details that make a house feel like home

Comparing Market Value

To put this in perspective, similar acreage properties in comparable South Metro locations often start at $1.2-1.5 million for land and home combined—and that's without the luxury amenities or custom features that Cardinal Pass homeowners are incorporating into their builds.

The Credit River Lifestyle

Beyond the property itself, Cardinal Pass offers something equally valuable: a lifestyle that balances space with convenience.

Community Character

Credit River maintains a distinctly rural feel while sitting close enough to Prior Lake and Lakeville for easy access to shopping, dining, and entertainment. The area attracts families and professionals who appreciate:

  • Slower pace without isolation: You're surrounded by nature, not traffic
  • Like-minded neighbors: Other families choosing acreage for the lifestyle, not just the investment
  • Room to breathe: No cookie-cutter subdivisions or homes built wall-to-wall
  • Natural beauty: Mature trees, rolling hills, and scenic vistas

School District Excellence

Cardinal Pass is served by Lakeville South schools, consistently ranked among the top districts in Minnesota. For families, this combination of excellent education and acreage living is rare in the South Metro.

Commuter-Friendly Location

The development's proximity to Highway 35 means you're not sacrificing career opportunities for country living. Quick access to major employment centers in:

  • Downtown Minneapolis: 35-40 minutes
  • Bloomington/Eden Prairie: 25-30 minutes
  • Lakeville business district: 10-15 minutes
  • Prior Lake: 10 minutes

Why Now Is the Time to Act

The combination of factors that makes Cardinal Pass unique—acreage lots for $1 million, exclusive builder partnership with Homes by Moderno, Credit River location, quick highway access—won't last forever.

Market Conditions Favor Buyers

Current market conditions make this an opportune time to secure your Cardinal Pass lot:

  • Interest in acreage living has surged post-pandemic and continues to grow
  • Inventory of quality acreage lots remains historically low throughout the South Metro
  • New construction costs have stabilized after recent volatility
  • Prior Lake and Credit River continue appreciating as desirable South Metro locations

Limited Availability

With 15 lots available and growing interest in the development, Cardinal Pass represents a limited opportunity. Once these lots are spoken for, comparable options in the Prior Lake area become significantly more expensive or require compromising on lot size, location, or building flexibility.

How Cardinal Pass Compares to Other Arc Properties Developments

Arc Properties has developed several exceptional communities throughout the South Metro, each with its own character. Understanding how Cardinal Pass fits into this portfolio helps clarify whether it's the right choice for you.

Cardinal Pass vs. Harvest Bluffs

Harvest Bluffs in Prior Lake's Spring Lake Township offers similar rolling topography and wooded acreage lots. Both developments share:

  • Beautiful large acreage lots
  • Spring Lake Township location advantages
  • Custom home building opportunities
  • Scenic, private settings

Cardinal Pass differentiates itself through its exclusive Homes by Moderno partnership, Credit River-specific location, and intentional focus on luxury under $1 million.

Cardinal Pass vs. Tara Farm

Tara Farm in Lakeville provides 1.5 to 2.5 acre lots—substantial space, but smaller than Cardinal Pass offerings. Tara Farm suits buyers who want:

  • Slightly less acreage (and lower overall investment)
  • Lakeville location specifically
  • Beautiful wooded lots with privacy

Cardinal Pass appeals to buyers who want that extra acre or two for specific amenities or maximum privacy between homes.

Cardinal Pass vs. Scenic Bay Estates

Scenic Bay Estates offers mature, wooded lots with water views—a different amenity focus than Cardinal Pass. The choice comes down to priorities:

  • Scenic Bay: Water views and mature trees take center stage
  • Cardinal Pass: Rolling hills, maximum acreage, and luxury amenity focus

The Arc Properties Difference: 35+ Years of Expertise

When you choose a Cardinal Pass lot, you're not just buying land—you're working with Arc Properties, one of the largest rural residential land developers in Scott County history.

What This Experience Means for You

Since 1994, Arc Properties has developed thousands of homesites throughout the South Metro. This three-decade track record provides:

Proven Development Quality: Arc Properties understands how to select land, design lot layouts, and create developments that maintain value and community character over time.

Smooth Process: The Arc team has guided countless families through the land buying and custom home building process. They anticipate questions before you ask them and solve problems before they become obstacles.

Local Knowledge: As South Metro residents themselves, the Arc Properties team knows the area intimately—from the best lots for walkouts to the municipalities that make development processes easier.

Transparent Communication: Arc Properties operates with complete transparency, keeping you informed throughout the entire process of securing your lot and moving toward construction.

"Let Our Expertise Become Your Experience"

This isn't just Arc Properties' tagline—it's their approach to every client relationship. Whether you're a first-time land buyer or experienced in custom home building, Arc Properties serves as your trusted guide, ensuring your best interests drive every decision.

Taking the Next Step: How to Reserve Your Cardinal Pass Lot

If Cardinal Pass sounds like the opportunity you've been waiting for, here's how to move forward:

1. Schedule a Site Visit

The best way to understand Cardinal Pass is to walk the property. Contact us to schedule a time to tour available lots.

During your visit, you'll:

  • See the rolling topography and natural features of different lots
  • Understand the privacy between homesites
  • Visualize where your custom home would sit
  • Ask questions about specific lots that interest you

2. Review Lot Details and Pricing

Each lot has unique characteristics—size, topography, orientation, and views. The Arc Properties team will help you understand:

  • Which lots are best suited for walkout basements
  • How lot orientation affects sun exposure and views
  • Spacing and privacy considerations between lots
  • Timeline for securing your preferred lot

3. Connect with Homes by Moderno

Once you've identified your preferred lot, you'll begin conversations with Homes by Moderno about your custom home design. This includes:

  • Discussing your must-have features and amenities
  • Understanding construction timelines
  • Getting accurate budget projections for your vision
  • Beginning preliminary design work

4. Secure Your Lot

With your lot selected and home design underway, you'll formalize your lot purchase. Arc Properties makes this process straightforward, handling all aspects of:

  • Lot reservation and contract
  • Title work and legal documentation
  • Connection to utilities and services
  • Timeline coordination with Homes by Moderno

Frequently Asked Questions About Cardinal Pass

Q: What's included with the lot purchase?
A: Each lot is ready for construction with access to all necessary utilities. Specific details about inclusions are provided during the lot selection process.

Q: How long does it typically take from lot purchase to move-in?
A: Timeline varies based on your custom home design and selections with Homes by Moderno, but most Cardinal Pass homes are completed within 12-18 months from lot purchase to move-in.

Q: Are there HOA fees or building restrictions?
A: Specific covenants and restrictions are designed to protect property values while giving you flexibility for your custom home. Details are provided during the lot selection process.

Q: What's the best time to visit Cardinal Pass?
A: The property showcases beautifully year-round, but spring through fall offers the best weather for walking the lots and visualizing your future home.

Your Luxury Acreage Journey Starts Here

Cardinal Pass represents something rare in today's South Metro real estate market: the genuine opportunity to build luxury on acreage without the typically prohibitive price tag. With 15 lots available, exclusive custom building with Homes by Moderno, and Arc Properties' 35+ years of expertise guiding the way, your vision of acreage living is more attainable than you might think.

The question isn't whether Cardinal Pass offers exceptional value—it's whether you'll act before these limited lots are spoken for.

Ready to explore your options? Schedule your Cardinal Pass tour. Your future home on acreage is waiting in Credit River.

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